Five questions, one tally
The quiz asks five questions about what you actually do: where unexpected money ends up, how closely spending gets tracked, what happens when a want stands in front of you, which feeling sits closest to money, and what the first move is when a bill arrives unannounced. Each answer carries points toward one type or another, and some answers count for more than others. At the end the points are totted up like a till at closing, and the column with the most in it names your pattern.
When the tally is close
Habits rarely sort themselves into one neat column. When your top two types finish within a point of each other, the quiz says so plainly and hands you both: you sit between them, and both patterns – blind spots included – are worth the read. A near tie is reported as a near tie, not rounded up to a tidy verdict.
Whose frame this is
The five types are this site’s own descriptive frame, drawn up here and labelled as such – not a published instrument or borrowed psychology. The book keeps its corrections in the margin: the Avoider’s purchase impulse is left uncertain rather than guessed, the Giver’s readings are judgement calls rather than plain implications, and the line between Saver and Planner is drawn at money kept versus money assigned.
What the tally is not
This typology is descriptive self-reflection about everyday money habits – it is not financial advice, and no type is a measure of a person’s worth. Every pattern on these pages is described the way stock is counted: what is there, with no comment on whether it ought to be.